Depending on what region of the country you live in, snow accumulation during the winter months can be a serious concern and pose a severe threat to homeowners. Heavy precipitation build up left untouched throughout the season can cause an issue for even the most structurally sound roof. If left untreated, the snow and ice accrued on a roof can force a partial or even complete collapse and leave homeowners wondering what to do next.
The good news is, most up to date homeowner's insurance will cover some if not all of the expense related to the damages incurred. Should you find yourself a sudden victim of a roof collapse due to weather conditions, the first step is to contact your insurance company as soon as possible. Create documentation of the damage by photographing sections of the home affected, both on the interior and exterior. Also, photograph items in the home that may have been destroyed due to the roof collapse. Some policies may also absorb those expenses as well. Most importantly, make your own personal safety a top priority. Don't put yourself in harm's way when taking photos or assessing the overall destruction.
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